Here’s everything you need to know about Google Fi’s Pixel 9 Pro + Pixel Watch 3 deal, whether you’re paying upfront or financing. I also include credit pull details and monthly costs so you can decide if it’s right for you.

Google Fi Pixel 9 Pro + Pixel Watch 3 Promo – Full Breakdown (With and Without Financing)

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WHAT’S INCLUDED:

Pixel 9 Pro

$300 off instantly

Remaining $699 credited back over 24 months

Pixel Watch 3

$100 off via promo code (after phone ships)

Remaining $349 credited back over 24 months

Total Monthly Credits:
$29.12 (Pixel 9 Pro) + $14.54 (Watch 3) = $43.66/month

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GOOGLE FI PLAN:

Unlimited Essentials Plan: $35/month

You must keep the line active and in good standing for 24 months to get all credits

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OPTION A – PAY UPFRONT (NO HARD CREDIT PULL)

At Checkout:

Pay $699 for Pixel 9 Pro (after $300 discount)

Pay $349 for Pixel Watch 3 (after $100 discount)

Pay sales tax upfront on both

No financing, so NO hard credit check

Each Month (for 24 months):

Plan: $35

Credit: $43.66

Result: Your plan is fully covered and you get ~$8.66 extra per month, which can be used toward taxes or other fees (but doesn’t roll over or get refunded)

Best for: People avoiding a credit check and okay paying upfront

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OPTION B – FINANCE THE DEVICES (HARD CREDIT PULL REQUIRED)

At Checkout:

Pay $0 for the devices (except taxes)

Finance Pixel 9 Pro ($29.12/mo)

Finance Pixel Watch 3 ($14.54/mo)

This triggers a HARD credit pull

Each Month (for 24 months):

Plan: $35

Devices: $43.66

Credit: $43.66

Result: You still just pay $35/month total — credits cancel out the device payments

Best for: People who prefer monthly payments and don’t mind a hard inquiry

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AFTER 24 MONTHS:

You own both devices

Bill credits stop

You continue paying for the Google Fi plan ($35/mo unless changed)

Any leftover credit in a month does not carry over or get refunded

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TL;DR:

You can avoid a hard credit pull only if you pay for BOTH the phone and watch upfront

You’ll still get $43.66/month in credits, which more than covers the $35/mo plan

Any extra credit each month can only be used that month, no rollovers or payouts

Financing either device = hard pull